Lending Club is a social lending network that lets borrower members borrow money through personal loans, and lenders fund these loans by investing in Notes. Each Note corresponds to a portion of a borrower loan. Click here to view the Lending Club Program Borrow up to $25,000. Rates as low as 7.88%. Good credit required. Lending Club accepts only US-based credit worthy borrowers with 660+ FICO score and no current delinquencies. Expires: Unknown.